Privacy Policy

Rev. 12/2024

FACTS

WHAT DOES DNCS, Inc. and Grace Quality Cars DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons DNCS, Inc. and Grace Quality Cars choose to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes DNCS & Grace Quality Cars share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes – to offer our products and services to youYesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes – information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes – information about your creditworthinessYesYes
For our affiliates to market to youYesYes
For nonaffiliates to market to youNoWe don’t share

To limit our sharing

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Who we are

Who is providing this notice?

DNCS, Inc. and Grace Quality Cars

What we do

How does DNCS & Grace Quality Cars protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does DNCS & Grace Quality Cars collect my personal information?

We collect your personal information, for example, when you:

  • apply for a lease or provide employment information
  • apply for financing or provide your income information
  • show us your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include Grace Quality Cars and DNCS, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Grace Quality Cars and DNCS, Inc. do not share with nonaffiliates so they can market to you. SMS opt-in is not shared with third-parties.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners may include companies that offer financing and related financial and insurance products or services.

"SMS consent is not shared with third parties for marketing purposes. No mobile opt-in data is shared.

SMS Terms of Service

By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from Grace Quality Used Cars Inc.. This includes SMS messages for appointment scheduling, appointment reminders, follow-ups and inquiries related to our services. Message frequency varies. Message and data rates may apply. See privacy policy at https://gracequalitycars.com/privacy-policy/. Message HELP for help. Reply STOP to any message to opt out.