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Leasing vs Buy Here Pay Here Financing
Lease Here Pay Here” is a fantastic alternative to “Buy Here Pay Here” when it comes to vehicle financing. It offers more flexibility, letting you drive a great car without the stress of long-term ownership. You can easily switch to a new vehicle when your lease is up, so you’re always in a car that fits your needs. Plus, if something unexpected happens, you won’t have to worry about repossession. Instead, you can simply return the car and figure out a new plan, making it a much more adaptable and stress-free option. We offer used cars, trucks and SUVs to our neighbors in Worcester, Springfield, Greenfield, Fitchburg, Gardner, Keen and all over Worcester and Franklin County. We offer in-house Used Car Lease and work with a variety of auto lenders.
At Grace Quality Used Cars, good credit is NOT required. From first time car buyers, to those who struggle with credit challenges, Grace Quality Used Cars has financing for almost everyone.
Discover the freedom of driving with Grace Quality Car’s $500 Down / Initial payment Program! Our down / initial payments start as low as $500, making it easier than ever to get behind the wheel of a reliable used car. We understand that every customer’s needs are unique, so we offer flexible down / initial payment options tailored to your budget. Whether you need a little extra help or prefer a lower monthly payment, our team is here to work with you. Experience the convenience and affordability of our $500 Down Program today!
To be able to offer financing, Grace Quality Cars needs these items from you:
- Proof of income (such as pay stubs, social security documentation, or pension documentation)
- Proof of residence (a recent utility bill, lease, or mortgage)
- Photo Identification (Drivers License, State/Government issued ID)
Every vehicle comes with a standard limited warranty. Extended service plans are also available. Some of them will cover your car throughout the duration of your lease.
What do I need to get approved for a lease?
At Grace Quality Used Cars, we will use your Driver’s license to validate your identity.
Please note that these are general guidelines and the requirements may vary.
If you have any questions during the process, feel free to call us
At Grace Quality Used Cars, we typically accept the following as proof of income:
- Recent pay stubs
- Bank statements showing regular deposits
- Social Security income statements
- Pension distribution statements
- Tax returns (for self-employed individuals)
Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us
For proof of residence, Grace Quality Cars accepts:
- Utility bills (like electricity, water, or gas) in your name
- Lease agreements
- Mortgage statements
- Bank statements with your address
Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us
For proof of pension distribution, Grace Quality Cars accepts:
- Pension distribution statements
- Bank statements showing regular pension deposits
Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us
If you own your own business, you can provide the following as proof of income:
- Tax returns from the previous year, specifically the Schedule C form that reports your profit or loss from business.
- Bank statements showing regular income.
- Financial statements like profit and loss statements.
Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us
Yes, we understand that life happens and financial challenges like bankruptcy can occur. We work with individuals in various financial situations, including those who are in bankruptcy.
Please contact us directly to discuss your specific situation and how we can assist you.
Yes, We serve customers from all over the country.
Please contact us directly to discuss the specifics of your situation and how we can best assist you.
We help people with not so good credit to get nicer, newer cars.
Find out what our customers are saying about their experience with Grace Quality Cars
How it Works
Step: 1
Submit Form
Complete application above
Step: 2
Get Approved
Once submitted, our team of approval specialists get to work.
Step: 3
Pick the Car for You
The final step is to visit Grace Quality Used Cars to pick out your new car.
