Choose Your Lease Deal — $0 Down or $99/Week
$0 Down offer
- Drive Today with Little or No Upfront Cost
– Perfect if you’re short on cash now but need a vehicle immediately. - Protect Your Investment with a Service Contract
– Includes optional 36-month/54,000-mile protection for added peace of mind. - Lower Barrier to Entry
– Easier to get approved and on the road without needing thousands upfront. - Use Your Savings for Other Needs
– Keep money in your pocket for insurance, gas, or emergencies. - Fixed Weekly Payments with No Surprise Upfront Fees
– You know exactly what you’re committing to — no bait-and-switch.
$99 Weekly offer
- Lower Weekly Payments
– Easier to manage in your weekly budget, especially if you’re income-based. - Ideal for Long-Term Affordability
– Save over time if you don’t need the service contract included. - More Flexibility in Vehicle Choice
– Some customers can stretch further on total lease value when they put more down. - Faster Payoff
– Higher upfront payment reduces long-term cost and commitment. - Customize Protection Later
– You have the option to add a service contract later if you choose.
1. Apply Online
Fill out our quick approval form — no credit score required.
2. Select Vehicle
We’ll help you choose the right car and get your insurance set up.
3. Drive It Home
Schedule your appointment, sign, and hit the road!
Why Lease from Grace Quality Cars in Phillipston, MA?
Trusted by Massachusetts Drivers for Over 20 Years
Grace Quality Cars has been helping local families and hard-working individuals find dependable vehicles for two decades. We’re not a big-box dealership or a fly-by-night operation — we’re local, stable, and proud to serve our community.
Local, Licensed & Fully Transparent
Everything we do — from our lease programs to our approvals — is done with honesty and clarity. We’re a fully licensed Massachusetts dealership that values long-term relationships over one-time deals. No hidden fees. No surprises.
Why Choose Grace Quality Cars?
4.7-Star Google Rating with Hundreds of Reviews
Our reputation is built on real people sharing real experiences. We’ve earned a 4.7-star average rating because we deliver what we promise — quality vehicles, fair terms, and excellent service.
Lease Programs Built for Everyday Drivers
Whether you’re rebuilding credit, commuting to work, or just need a reliable SUV for the family, we have lease options that are structured for personal use, not corporate fleets. We also offer separate plans for gig and rideshare drivers.
Trusted by Massachusetts Drivers for Over 20 Years
Grace Quality Cars has been helping local families and hard-working individuals find dependable vehicles for two decades. We’re not a big-box dealership or a fly-by-night operation — we’re local, stable, and proud to serve our community.
4.7-Star Google Rating with Hundreds of Reviews
Our reputation is built on real people sharing real experiences. We’ve earned a 4.7-star average rating because we deliver what we promise — quality vehicles, fair terms, and excellent service.
Local, Licensed & Fully Transparent
Everything we do — from our lease programs to our approvals — is done with honesty and clarity. We’re a fully licensed Massachusetts dealership that values long-term relationships over one-time deals. No hidden fees. No surprises.
Lease Programs Built for Everyday Drivers
Whether you’re rebuilding credit, commuting to work, or just need a reliable SUV for the family, we have lease options that are structured for personal use, not corporate fleets. We also offer separate plans for gig and rideshare drivers.
Real People. Real Approvals. Real Support.
We treat every customer like a neighbor — not a number. We understand that life happens, and we work with all types of credit situations. From first-time buyers to people who’ve been turned down elsewhere, we do our best to say “yes.”
Easy to Get Started, Simple to Apply
Let Grace Quality Used Cars Help You Today!
See Exactly What Your Lease Could Look Like
- 157 weekly payments of $133.75 / $142.11 after taxes
- $708.36 due at signing ($250 Lease Fee, $250 Doc Fee, $35 Inspection, $142.11 1st payment, $31.25 sales tax)
- Includes optional 36-month / 54,000-mile service contract
- Optional purchase at lease-end: $2,999.00
- 157 weekly payments of $99.00 / $105.19 after taxes
- $1,848.69 due at signing ($250 Lease Fee, $250 Doc Fee, $35 Inspection, $105.19 1st payment, $1,108 down, $100.50 sales tax)
- Add service contract for $3,336.25 more (optional)
- Optional purchase at lease-end: $2,999.00
Our Mission is We help folks with less than perfect credit get into Nicer, newer vehicles.
FAQs
Yes — on select vehicles, qualified customers can lease with $0 due upfront (besides required fees and taxes). This option includes our optional service contract for added protection.
No catch. You’ll make a higher initial payment at signing, but enjoy lower weekly payments. It’s best for those who have a bit more cash upfront and want a lower weekly commitment.
Yes — but you can’t combine both offers. Pick whichever works best for your financial situation.
This is a lease with the option to purchase the vehicle at the end for a low, fixed price (e.g., $2,999). It’s designed to give you flexibility without locking you into ownership right away.
The optional 36-month / 54,000-mile service contract covers major mechanical issues and gives peace of mind — especially for those choosing the $0 down plan.
We look at your whole profile, not just your credit score. Past repos or bad credit won’t automatically disqualify you. We focus more on income and stability.
Each offer lists the exact due-at-signing amount. It typically includes a lease acquisition fee, documentation fee, inspection fee, first week’s payment, and applicable taxes.
These offers are for personal use only. If you drive for rideshare or delivery, ask us about our separate lease programs designed specifically for gig drivers.
Approvals are generally limited to customers within reasonable proximity to our dealership in Phillipston, MA. If you’re nearby, let’s talk!
Usually within a few hours once we have your application and documents. Many customers get a same-day response.
Full Legal Disclaimer:
All leases are subject to application approval, minimum income requirements, and a valid Massachusetts driver’s license. Lease terms typically run 36 months. Weekly and initial payments vary based on the vehicle selected and applicant profile.
Promotional offers (such as $99/week or $0 down) are available only on select vehicles and cannot be combined.
A $250 Lease Acquisition Fee and a $250 Documentation Fee are due on all leases. A $35 Massachusetts state inspection fee also applies. Lessees are limited to 18,000 miles/year (54,000 total). Mileage in excess will be charged at $0.20 per mile. Security deposit is not required on this offer.
An early termination will incur a fee of $995. End-of-lease purchase available for residual value only.
Sales tax, registration fees, title fee are not included in promotional pricing and will be additional costs at signing, based on the applicable DOT and tax authority.
Optional service contract covering 36 months / 54,000 miles / $3,140 is available for added protection and is recommended but not required. It is not included in promotional offers and must be purchased separately.
This offer is intended for private/personal use only. Commercial and gig economy drivers (rideshare, delivery, etc.) must apply under separate lease programs.
All approvals are based on verification of income, residence, identity, and other eligibility requirements. Geographical proximity to the dealership is required for approval. Credit history may be reviewed but is not the primary factor in approval decisions.Terms, vehicles, and promotional offers are subject to change. All vehicles include warranties as required by Massachusetts law. See dealer for full terms and conditions
